TERMS AND CONDITIONS

Please read the following Terms and Conditions of Use ("Terms and Conditions") for Malipayon Services GmbH carefully before continuing. By using this site, you signify your acceptance of our Terms and Conditions of Use. If you do not agree to these terms, do not use this site.

Modification and Monitoring of this Website
We, Malipayon, reserve the right, to change, modify, add, or remove portions of this website at any time without notice. We suggest that you check the website periodically for changes. In case the website will be revised, you are expected to agree upon the said changes. Malipayon expressly reserves the right to monitor any and all use of this website.

Limitation of Liability
Malipayon and its affiliates are not liable under any circumstances, including but not limited to negligence for any special or consequential damages that may result from the use of, or the inability to use the materials on this site, even if Malipayon or a Malipayon authorized representative has been advised of the possibility of such damages. Malipayon is not liable for damages or injury, including, but not limited to damages or injury caused by any performance, failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communications line failure, theft or destruction or unauthorized access to, alteration of, or use of information, whether resulting, in whole or in part, from breach of contract, negligence, or otherwise. If you live in a state that does not allow the limitation or exclusion of liability for incidental or consequential damages the above limitation or exclusion may not apply to you. In no event shall Malipayon's total liability to you for damages, losses, and causes of action, whether in contract, tort (including, but not limited to, negligence), or otherwise, exceed the amount paid by you, if any, for accessing Malipayon's site.

Third-Party Content
Malipayon is in no way responsible and makes no representation or warranties concerning the content, accuracy, timeliness or suitability of any site owned by a third party that may be linked to Malipayon's Web site via hyperlink, whether such hyperlink is provided by Malipayon or by a third party. By providing access to other Web sites, Malipayon is not recommending the purchase or sale of stock issued by any company, nor is it endorsing services provided by any Web site's sponsoring organization. Malipayon likewise is not responsible for content that appears on this site that may be provided by a third party.

Dissemination of Information
You understand that each participating national securities exchange or association asserts a proprietary interest in all of the market data it furnishes to the parties that disseminate the data. You also understand that neither any participating national securities exchange or association nor any supplier of market data guarantee the timeliness, sequence, accuracy, or completeness of market data or any other market information, or messages disseminated by any party. No disseminating party shall be liable in any way for:

• any inaccuracy, error, or delay in, or omission of
  • any such data, information, or message or
  • the transmission or delivery of any such data, information, or message, or
• any loss or damage arising from or occasioned by
  • any such inaccuracy, error, delay, or omission
  • non-performance, or
  • interruption of any such data, information, or message, due either to any negligent act or omission by any disseminating party or to any "force majeure" (i.e., flood, extraordinary weather conditions, earthquake, or other act of God, fire, war, insurrection, riot, labour dispute, accident, action of government, communications, or power failure, equipment or software malfunction) or any other cause beyond the reasonable control of any disseminating party.

Internet Security
To the extent that any Malipayon Services GmbH utilize Internet services to transport data or communications, Malipayon will take reasonable security precautions, but Malipayon disclaims any liability for interception of any such data or communications. Malipayon shall not be responsible for, and makes no warranties regarding, the access, speed or availability of Internet or network services. These Terms and Conditions constitute the entire agreement between Malipayon and You with respect to the subject matter herein.

DISCLAIMER
THIS SITE CONTAINS INFORMATION ABOUT FUND AND OTHER INVESTMENT PRODUCTS AND SERVICES WHICH MAY NOT INTENDED FOR OR AVAILABLE TO CERTAIN INVESTORS IN CERTAIN JURISDICTIONS. IN ADDITION, SOME OF THE FUNDS AND SERVICES THAT ARE AVAILABLE FOR U.S. PERSONS HAVE NOT BEEN REGISTERED WITH THE SECURITIES AND EXCHANGE COMMISSION, AND AS A RESULT, SUCH INVESTMENT PRODUCTS ARE ONLY AVAILABLE TO CERTAIN ACCREDITED INVESTORS. NOTHING IN THIS WEBSITE SHOULD BE INTERPRETED AS INVESTMENT OR FNANCIAL ADVICE. SUCH INFORMATION IS AVAILABLE FOR INFORMATIONAL PURPOSES ONLY AND IS NOT A SOLICITATION AS TO ANY INVESTMENT PRODUCTS.

For further details, you may contact us and we will welcome the opportunity to answer any questions. Rest assured that your confidentiality we be secured. Please call us at +63 34 495 3677 twenty four hours from Mondays through Fridays to speak with our representative.